Auto Insurance for Louisiana Drivers
Owning a car makes traveling convenient. If you own a car, the state requires you to maintain an auto insurance policy to legally to drive. Auto insurance will protect you and your car if an accident occurs while on the road. At Atlas Insurance Group in Louisiana, we offer auto insurance with the following coverage options:
This policy covers all losses and damages arising from hazards that do not directly pertain to a collision with another vehicle. The risks include vandalism, theft, fires, and much more. It is essential to have this kind of coverage if you live in areas with dense deer populations and regular weather issues.
If a collision occurs with another vehicle, a building, telephone pole, or an incident where you flip your car, a collision policy can take care of your vehicle's damages. This policy pays for the cost incurred in repairs to your vehicle when you are found at fault in an accident. If another driver is at fault, the insurance company seeks for reimbursement from the other driver through liability.
Bodily injury liability
This coverage takes care of lost income or wages and medical bills for anyone injured or disabled during an accident if the policyholder is at fault. If anyone passes on as a result of the accident, it caters for the funeral expenses as well.
Property damage liability
If you cause an accident and destroy property, it's your legal responsibility to meet the costs brought about by the damages. It can be a fence, street lamps, building, or a home.
Uninsured and underinsured motorist coverage
An accident can be caused by a driver who is not insured. In such a case, uninsured motorist coverage pays for the damages and injuries arising from the accident. Also, a driver can cause an accident, but his insurance coverage is not enough to meet the cost arising as a result of an accident. Underinsured motorist coverage will help in paying for damages and injuries.
Regardless of where you are in Louisiana, at Atlas Insurance Group, we will help you acquire auto insurance that fits your lifestyle. You can call, visit us, or use our online tool to get a quote for auto insurance. Please reach out to our agents for any questions you may have and let us help get you started on an auto insurance policy.