Motorcycle Insurance in Louisiana
Whether you've just bought your first motorcycle or you're a seasoned rider, you'll need to have proof of financial responsibility before you can hit the open road. In the state of Louisiana, that means purchasing liability coverage from an insurance carrier who is both licensed to operate in Louisiana and insure motorcycles.
Do You Have a Motorcycle?
This may sound like an odd question, especially to someone who is looking into motorcycle insurance. Insurance companies often have to assist customers in deciding if their 2-wheeled vehicle is indeed a motorcycle, which is important because different types of vehicles require varying types of coverage.
As defined by the state of Louisiana, a motorcycle has:
- an engine capacity of 55cc or more
- more than 1.5 brake horsepower
- the ability to reach speeds faster than 25mph
What Type of Coverage Do You Need?
There are a lot of options when it comes to motorcycle insurance, and it all depends on factors that are unique to you and your bike. Things to consider:
- What types of liability coverage will you require?
- Do you have any aftermarket or added equipment
- Do you anticipate towing your bike or using a transport trailer?
- Does your situation require a lease or rental if your bike is stolen or damaged?
At Atlas Insurance Group, we specialize in insuring motorcyclists and can help guide you when considering these and other factors. Whether you've been shopping around for a while, or just started researching insurance options, contact us today to learn how to get coverage. There is never any obligation and we'll address all of your questions and concerns to your satisfaction.
Come by Atlas Insurance Group to meet with an agent or give us a call. We're your local Louisiana motorcycle insurer and we're ready to help protect you and your motorcycle, giving you peace of mind on every ride, every time.